Medicare Advantage, Supplement plans, Prescription drug plans and more.
Knowledge is Power
Our goal is to assist you in navigating the many choices of Medicare.
You do not pay a fee for this service.
Don Kowalski, Licensed Agent
20+ years experience helping Seniors enhance their Medicare coverage
Everyone needs effective and affordable health insurance. Understanding how it works is the first step to making a decision.
Coverage for when you need it most
You will find insurance plans that offer to help cover medical situations as well as cover a wide range of preventive services with low or no co pays. We can help you save on doctor visits, low-cost prescription medication and preventative health services.
Dental and Vision Plans
Dental health is important to overall health. We can assist in finding the right plan for you, or if you like, please visit Oregon Vision Plans and Oregon Dental Plans for more information. Just enter your zip code and you can select quality plans and enrollment is easy!
Insurance Coverage to Consider
Coverage #1
Medicare Advantage. Very low cost or zero premium plans available.
Coverage #2
Medicare Supplement Plans sometimes called Medigap. An insurance plan to minimize deductibles and co pays.
Coverage #3
Prescription Drug plans, Dental and Vision Plans, Hospital Indemnity plans. And Life Settlement plans.
Cancer, Heart Attack, Stroke Insurance
Not all policies are created equal. There are many options to consider...But know that 1 in 2 men and 1 in 3 women will develop cancer at some point in their lives. Cancer, heart attack and stroke insurance can help offset those expenses not covered by medical insurance,
Short Term Care
We have all heard of long term care, and know it can be hard to get and expensive. An alternative to this would be to consider short term care to help pay for those expenses not covered by Medicare, supplemental plans, or advantage plans.
What About those Co Pays???
Although Medicare covers hospital stays, you do share a portion of the expense in the form for co pays and deductibles. With Medicare only, there are no limits on out of pocket expense. You may wish to consider adding coverage to insure against the hidden costs you are responsible for.
Life Settlements
Thinking of surrendering your life policy because you can't afford it, or you are losing group coverage through your employer? Learn how you might be able to sell your policy for cash now, to pay off expenses, or just help with retirement.